PNB Net Banking | How to Apply and What You can do with it

PNB Net Banking is a reference to the internet banking services provided by Punjab National Bank, India’s one of the largest banks. The net banking facility is available for retail customers as well as for corporate clients. However, the service is accessible only after you have been provided with an authentic user ID and a secure password.

This is not possible unless you have an account in any of the internet banking branches of the bank. There are nearly 5100 branches nationwide including a few overseas. The bank also maintains the largest network of ATMs in India among all nationalized banks. The bank's overseas presence includes representative offices in Almaty, Dubai, Shanghai and Oslo. It also has branches and subsidiaries in UK, Kazakhstan and Bhutan.

Once you have opened an account with the bank, approach the banking staff with a completed net banking application form and submit the same at the branch itself. The application form can be downloaded online from the PNB website or can be had from the branch also. For any help in order to fill out the form correctly ask a representative of the branch.

Wait for a few days after submitting your application. Soon you will receive your user name and password through a registered mail. Upon receiving this information, you can now log in to your account by putting the necessary details asked on the login page. This completes the process of applying for PNB Net Banking.

It is in your best interest to change your password as soon as you get it by logging in to your account and by selecting an appropriate option. This is in order to prevent cyber crime and possible hacking of your username and password. The best practice is destroy the paper that contains your login information and never write your username and password on any piece of paper. Instead you should memorize the same.

You must never disclose this information to anybody. Even don’t use a piece a paper to keep a record of this. Instead take the help of your memory and when in doubt always make it a point to contact the customer service department of the bank. It is also advisable to use the virtual keyboard that you see on the login screen instead of your computer keyboard. To keep you properly informed, the bank sends you an SMS alert automatically whenever your account is opened through PNB net banking gateway.

An entire world of convenient banking opens with PNB net banking facility. No need to wait for another day to carry out a transaction once the bank branches close for the day. Internet banking is available 24 hours a day and seven days a week. You no longer need to stand in a queue waiting impatiently for turn. You don’t even need to visit a branch any more. All you need to do is to press a few buttons on your keyboard and click your mouse a few times. This is the power of PNB Net Banking.

The services currently being made available through PNB Internet Banking include making balance enquiry, checking account details, transferring funds from one bank branch to another, making requests for account statement and making payments for air tickets, phone bill and other utilities. These activities can be performed without any fear of data theft as the online transactions are protected with 128-bit Secure Socket Layer encryption technology. The customer support service is available in this regard. Call 011-23765434 for more.